Send money to Europe faster, and for less.
Download our app to send money to Europe in minutes.
Send from
Exchange Rate
– – –
GBP 1 = NGN 2030.28232
Transfer Fee
Free – – – 0.99 0.99 USD
Receiver gets
Delivered in minutes
Rated — Excellent
From reviews on Trustpilot
Here’s how much it costs to make a money transfer to Europe
Your first 2 transfers to Europe are free! After that, our fees stay low. The receiver gets the exact amount that our app tells you. No hidden additional fees, no nasty surprises.
Download TransferGo app:
How does your money arrive in Europe?
Bank account
We transfer money directly from our bank account in Europe to the receiver’s one, so there are no high international transfer fees.
Debit or credit card
Or we can transfer money directly to your recipient’s bank card.
Payment link
Don’t have your recipient’s card or IBAN number? Send us their phone number and we’ll send them a link!
It’s as easy as 1, 2, 3
1
Choose how much you want to send, and when
Send money to EUR in Europe
2
Add the recipient’s details
All you need is your receiver’s full name, and their card or bank deposit details
3
Choose your payment method—and make the transfer!
Pay in by card or bank transfer, and your transfer is on its way!
Rest assured
Here’s why you can trust us with sending your money to Europe
Our end-to-end encryption protects your money and your data. Should a remittance ever fail, your money gets returned straight back to you.
Regulation is our friend: it keeps our 8 million existing and new customers and their money safe. FCA approved and regulated by EU and UK law, we work closely with international law enforcement to spot and prevent money laundering.
And if you ever do need help, we’re not some faceless app—our multilingual Customer Support team answers calls and emails quickly and helpfully.
Don’t take our word for it…
Really good service
TransferGo contacted me directly when there was a problem, and they solved it really quickly. The international transfer was made in just a couple of hours.
This company is lovely
The rates are competitive and the service is fast. No charges; most transfers are free! I recommend this platform to all Nigerians.
Very good service!
I sent money to my other bank account and received it in seconds. I’ve recommended it to all my friends. Good job!
Cheaper real-time transfers to Europe
Pay family, friends and bills back home—whichever way you suits you best.
How to get started…
What information do I need to make money transfers to Europe?
ID verification
The first time you send money to Europe, you need to verify your identity (don’t worry, this won’t take long).
Receiver’s details
Make sure you’re ready with your receiver’s full name, and their card or bank details.
Your card or bank account
You need your own card or bank details ready for your first money transfer.
How long does it take to send money to Europe?
Our fastest delivery times option is instant, which usually arrives in 2-3 minutes. You can also make a transfer the next day, but your first 2 instant money transfers to Europe are free right now—so why wait?
Make fast, easy money transfers—download the TransferGo app!
Best ways to send money to Europe
Bank transfer
Bank transfers are a popular option for funding your international money transfer. They take a little longer than debit or credit card transfers but they’re insanely cheap.
Debit card
If you want to send money to Europe or overseas with a debit card, it’ll make your Europe money transfer super-fast. However, compared to a bank transfer, debit card payments to Europe can be more expensive as they’re charged at a higher (but still low) fee.
Credit card
You can also send money to Europe internationally using credit cards. TransferGo accepts both Visa and Mastercard to make credit card transfers to Europe super-simple.
PISP
Some money transfers are enabled by a third-party financial entity called Payment Initiation Service Providers (Europe), or PISP, which facilitates direct bank transfers for seamless online transactions.
SWIFT
When funds are processed, payment institutions use Society for Worldwide Interbank Financial Telecommunication (aka SWIFT transfers to Europe), a global messaging network that secures and executes cross-border wire transfers and transactions.
Apple Pay
If Apple Pay is enabled on your phone, you can use your mobile wallet to send money to Europe with Apple Pay. It’s quick and easy but check with your bank first in case they charge you extra fees. TransferGo doesn’t offer Apple Pay Europe transfers at the moment—but we’re planning to.
Google Pay
You can also send money to Europe with Google Pay if mobile wallet is set up on your Android. All you need is your receiver’s mobile number. Google Pay transfers to Europe is not one of our money transfer methods to Europe at the moment—but watch this space.
Frequently asked questions (FAQs)
How do I send money to Europe?
The best and easiest way to send money to Europe and abroad is through mobile app money transfer services. TransferGo is a free-to-download app (available for iOS, Android and Huawei from the App Store, Google Play and Huawei Gallery) that allows you to make secure online money transfers to Europe at a favourable rate and without any fees, and it stands out for its excellent customer service in many different languages including English, Lithuanian and Polish.
All of this, plus top-notch security, affordable prices and the ability to manage your tracking transfers to Europe, make TransferGo one of the best and most reliable companies for money transfers.
How much does it cost to transfer money to Europe?
Sending money to Europe with TransferGo is one of the cheapest ways to send money to Europe.
The cost to send money to Europe with TransferGo depends on your chosen transfer method. Bank transfers are usually the cheapest money transfers to Europe but they can take a little longer. Meanwhile, card transfers are instant but come with a slightly higher (but still very low) transfer fee.
Can I transfer money to Europe through a bank?
Yes, you can, but it’s cheaper to use TransferGo—even if you’re sending from your bank account. Why? Because with TransferGo, your money doesn’t actually cross borders. You make a bank transfer to our account in the UK, and TransferGo pays your receiver from their account in Europe. This can save up to 90% on traditional bank transfer fees.
With TransferGo you can also send money from one card straight to another in Europe, and it’s almost instant. The functionality is extremely intuitive and allows you to complete transfers in under a minute.
When will my money transfer be delivered to Europe?
Our transfers are one of the fastest ways to send money to Europe. But the exact transfer time when you send Euros to Europe depends on your transfer delivery method.
Bank-to-bank transfers take a little longer than card transfers but they’re generally more cost-effective. Meanwhile, card transfers usually arrive within a few minutes but you’ll have to pay a higher (but still very low) fee for this. No matter which delivery time method you choose, we’ll make sure your money arrives on time and you’re getting the most competitive price on the market.
Will I get the best EUR exchange rate?
Currency exchange rates change all the time. This applies to all currencies including Euros (EUR), US Dollar (USD) and British pounds (GBP).
But when you send money to Europe using TransferGo, you can rest assured that we’ll always try to offer great exchange rates for sending money to Europe.
What are the benefits of transferring money to Europe using TransferGo?
TransferGo offers secure online money transfers to Europe and many other countries around the world. Not only are your first two transfers completely free, but we also maintain low fees for all subsequent transfers.
We offer a variety of different payout methods including card, bank and payment link and your money will reach your receiver very quickly—in fact, our Instant transfers take just 2-3 minutes max.
TransferGo is also available at any time of day—even at night—because our application works 24/7. We offer favourable currency exchange rates, as well as multilingual customer support, which you can contact via messenger, email or phone.
How will the receiver receive money in Europe?
We can send your money to your recipient in Europe in a number of different ways including card, bank and payment link via mobile.
Simply choose the method that suits you and your recipient best and we’ll take care of the rest. It’s as simple as that.
How can I know which money transfer services I can trust?
Look for well-established brands that have proper websites, terms and conditions, and tens of thousands of Trustpilot reviews. For example, TransferGo has over 35,000 verified reviews and a total score of 4.7 out of 5 on Trustpilot, which lets you know that the company is legitimate.
Are online money transfers to Europe safe?
Online money transfers are safe, as long as:
1) You use safe and protected money transfer providers like TransferGo. Established money transfer companies are regulated by EU and UK laws, and use the highest possible security to keep your money safe. If transfers ever do get cancelled, they’ll return your money to you immediately.
2) You only send money to people you know and trust. Once your money has been sent to someone, no one can get it back. So beware of fraudsters and be sure of who you’re sending money to.
With TransferGo, you can rest assured that your money is safe when making a transfer to Europe. We use end-to-end encryption to protect your money and your data. Should a remittance ever fail, your money gets returned straight back to you.
Can I send money to Europe from the USA?
Unfortunately, we do not offer money transfers to Europe from the USA (or Dollar to EUR transfers) as the USA is not one of our send countries at the moment.